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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,864 | $106,918-60.8% | $84,021-50.2% | $152,897-72.6% |
| Participation rate | 81.3% | 75.2%+6.0pp | 69.0%+12.2pp | 82.5%-1.2pp |
| Annual return | 17.87% | 105.01%-87.1pp | 71.32%-53.4pp | 345.43%-327.6pp |
| Employer contribution / active EE | $271 | $2,735-90.1% | $1,984-86.4% | $4,764-94.3% |
| Participant deferral / active EE | $3,261 | $4,012-18.7% | $3,239+0.7% | $5,851-44.3% |
| Admin fee / account holder | $1,442 | $8,288-82.6% | $6,102-76.4% | $11,599-87.6% |