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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,675 | $112,935-54.2% | $90,970-43.2% | $158,966-67.5% |
| Participation rate | 80.0% | 74.7%+5.3pp | 69.0%+11.0pp | 82.0%-2.0pp |
| Annual return | 10.64% | 215.79%-205.1pp | 134.58%-123.9pp | 302.95%-292.3pp |
| Employer contribution / active EE | $288 | $2,895-90.1% | $2,122-86.4% | $4,762-94.0% |
| Participant deferral / active EE | $3,496 | $4,129-15.3% | $3,373+3.6% | $5,983-41.6% |
| Admin fee / account holder | $957 | $8,045-88.1% | $5,960-83.9% | $11,250-91.5% |