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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,230 | $162,136-56.1% | $152,301-53.2% | $154,746-54.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 8.66% | 91.02%-82.4pp | 80.50%-71.8pp | 172.34%-163.7pp |
| Employer contribution / active EE | $3,929 | $4,890-19.7% | $4,624-15.0% | $4,379-10.3% |
| Participant deferral / active EE | $9,133 | $8,341+9.5% | $8,004+14.1% | $6,730+35.7% |
| Admin fee / account holder | $43,987 | $15,759+179.1% | $14,398+205.5% | $14,365+206.2% |