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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,554 | $165,381-26.5% | $149,730-18.8% | $158,966-23.5% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 13.00% | 348.29%-335.3pp | 276.70%-263.7pp | 302.95%-290.0pp |
| Employer contribution / active EE | $11,633 | $5,104+127.9% | $4,645+150.4% | $4,762+144.3% |
| Participant deferral / active EE | $14,623 | $7,182+103.6% | $6,843+113.7% | $5,983+144.4% |
| Admin fee / account holder | $3,733 | $10,809-65.5% | $9,310-59.9% | $11,250-66.8% |