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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,607 | $157,296-44.3% | $141,191-38.0% | $152,897-42.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.28% | 64.34%-49.1pp | 71.41%-56.1pp | 345.43%-330.1pp |
| Employer contribution / active EE | $13,065 | $5,262+148.3% | $4,736+175.9% | $4,764+174.3% |
| Participant deferral / active EE | $4,173 | $7,111-41.3% | $6,710-37.8% | $5,851-28.7% |
| Admin fee / account holder | $3,468 | $12,125-71.4% | $10,264-66.2% | $11,599-70.1% |