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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,282 | $93,617+491.0% | $135,982+306.9% | $75,177+636.0% |
| Participation rate | 95.5% | 75.2%+20.3pp | 81.9%+13.5pp | 67.2%+28.2pp |
| Annual return | 16.94% | 30.89%-13.9pp | 68.32%-51.4pp | 160.75%-143.8pp |
| Employer contribution / active EE | $21,708 | $3,538+513.5% | $4,859+346.8% | $2,671+712.7% |
| Participant deferral / active EE | $12,811 | $6,406+100.0% | $7,760+65.1% | $4,126+210.5% |
| Admin fee / account holder | $37,558 | $6,980+438.1% | $10,767+248.8% | $5,651+564.6% |