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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,959 | $85,766+472.4% | $136,298+260.2% | $70,126+600.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.62% | 31.46%-17.8pp | 5156.27%-5142.7pp | 73.15%-59.5pp |
| Employer contribution / active EE | $16,949 | $2,966+471.5% | $4,696+261.0% | $2,343+623.6% |
| Participant deferral / active EE | $10,853 | $5,051+114.9% | $6,247+73.7% | $3,332+225.8% |
| Admin fee / account holder | $51,875 | $5,421+857.0% | $9,244+461.2% | $4,645+1016.7% |