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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,941 | $77,817+431.9% | $123,553+235.0% | $64,173+545.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -4.37% | 12.49%-16.9pp | 119.21%-123.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $280 | $3,014-90.7% | $4,628-94.0% | $2,381-88.3% |
| Participant deferral / active EE | $9,797 | $5,240+87.0% | $6,426+52.5% | $3,470+182.4% |
| Admin fee / account holder | $71,348 | $5,519+1192.8% | $9,284+668.5% | $4,887+1359.8% |