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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,094 | $82,678+504.9% | $125,391+298.8% | $68,490+630.2% |
| Participation rate | 97.7% | 75.1%+22.6pp | 82.4%+15.3pp | 67.9%+29.8pp |
| Annual return | -16.68% | -5.97%-10.7pp | 572.41%-589.1pp | -7.85%-8.8pp |
| Employer contribution / active EE | $20,277 | $3,382+499.5% | $4,816+321.1% | $2,597+680.9% |
| Participant deferral / active EE | $13,367 | $6,111+118.7% | $7,448+79.5% | $4,028+231.9% |
| Admin fee / account holder | $97,622 | $6,277+1455.1% | $10,009+875.4% | $5,403+1706.9% |