Filings through .
2 of 17 flags tripped on the 2025 filing.
High retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Wind-down / frozen
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$1.5M in admin expenses, $3412 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
8 funds hold $107M of the plan's $107M. Recordkeeper: not identified.
| Fund | Dollars | % of funds% |
|---|---|---|
| CF Blackrock Intermediate Duration Corpor Cl1 BlackRock · Collective trust | $30.7M | 28.6% |
| Ntcc Long Corporate Fund Febt Manager not matched · Mutual fund | $24.7M | 23.1% |
| Mfb NT Collective Russell Northern Trust · Collective trust | $15.9M | 14.9% |
| CF Blackrock Lng Dur Corp CR Screen Nonlend Fnd BlackRock · Collective trust | $8.6M | 8.1% |
| Mfb NT Collective Long-Term Government Bond Index Northern Trust · Collective trust Index | $8.2M | 7.7% |
| MFB NT Collective 1-10 Yr Intermediate Government Bond Index Funding - Lending Northern Trust · Collective trust Index | $7.8M | 7.3% |
| NT Collective Short Term Invt FD Northern Trust · Collective trust | $7.5M | 7.0% |
| Mfb Ntgi-Qm Collective Daily Russell 2000 Equity Index Fund-Lending Northern Trust · Collective trust Index | $3.7M | 3.5% |
Added 3 funds, dropped 2 funds.
| Fund | Year-end value |
|---|---|
| DroppedMfb NT Collective Long-Term Credit Bond Index - Lending | $32.9M |
| DroppedMfb Ntgi-Qm Collective Daily 1-10 YR Intermediate Credit BD Index Fd-Lending | $30.8M |
| AddedCF Blackrock Intermediate Duration Corpor Cl1 | $30.7M |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
2 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 6 by compensation.
| Provider | Compensation |
|---|---|
NORTHERN TRUST COMPANY11+ years Filed as: THE NORTHERN TRUST COMPANY Service code 21 · EIN 36-1561860 10 WEST LONG LAKE ROAD · BLOOMFIELD, MI 48304 Bank Trustee | $144,485 |
WATKINS ROSS11+ years Service code 11 · EIN 38-1477362 200 OTTAWA AVE NW, SUITE 600 · GRAND RAPID, MI 49503-2426 Actuarial | $65,852 |
GCU DISTRICT COUNCIL 311+ years Service code 13 · EIN 13-4262783 11420 EAST NINE MILE ROAD · WARREN, MI 48089 Contract Administrator | $31,182 |
BLACKROCK1 year Filed as: BLACKROCK INSTL TRUST CO., N.A. Service code 21 · EIN 94-3112180 400 HOWARD STREET · SAN FRANCISCO, CA 94105 Bank Trustee | $19,089 |
JAY W. TOWER, ESQ.11+ years Service code 29 · EIN 20-1703648 12734 LUDLOW AVENUE · HUNTINGTON WOODS, MI 48070 Legal | $16,005 |
CLARENCE H. JOHNSON, PC6 years Service code 10 · EIN 38-2821807 26076 WOODWARD AVENUE · ROYAL OAK, MI 48068 Accounting | $8,162 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
1 feature code on the 2025 filing.
1 actuary attachment on this filing.
| Actuary | Schedule | Enrollment number |
|---|---|---|
Troy A. Schnabel Watkins Ross Schedule MB | Schedule MB |
Enrollment number, address and phone for each actuary are on Pro.
Addresses, phones and enrollment numbers are on Pro. Pro is free for 7 days and then costs $49 a month.
3 contacts
Phone and email for the actuary are on Pro.
11 filings · 2015 to 2025