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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,965 | $88,672+281.1% | $105,223+221.2% | $82,448+309.9% |
| Participation rate | 84.8% | 67.9%+16.9pp | 75.0%+9.8pp | 68.1%+16.8pp |
| Annual return | 12.70% | 30.86%-18.2pp | 180.65%-168.0pp | 41.64%-28.9pp |
| Employer contribution / active EE | $3,195 | $3,048+4.8% | $3,689-13.4% | $2,551+25.3% |
| Participant deferral / active EE | $8,244 | $4,036+104.3% | $5,072+62.6% | $4,139+99.2% |
| Admin fee / account holder | $2,820 | $7,146-60.5% | $8,859-68.2% | $7,234-61.0% |