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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,965 | $89,259+278.6% | $107,187+215.3% | $82,637+309.0% |
| Participation rate | 84.8% | 67.9%+16.9pp | 75.0%+9.8pp | 68.1%+16.8pp |
| Annual return | 12.70% | 21.02%-8.3pp | 204.55%-191.8pp | 53.51%-40.8pp |
| Employer contribution / active EE | $3,195 | $3,080+3.7% | $3,782-15.5% | $2,552+25.2% |
| Participant deferral / active EE | $8,244 | $4,037+104.2% | $5,096+61.8% | $4,126+99.8% |
| Admin fee / account holder | $2,820 | $7,381-61.8% | $9,162-69.2% | $7,339-61.6% |