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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,723 | $72,269+292.6% | $101,271+180.2% | $79,852+255.3% |
| Participation rate | 76.5% | 68.5%+8.0pp | 75.8%+0.7pp | 69.6%+6.8pp |
| Annual return | 15.11% | 22.29%-7.2pp | 46.48%-31.4pp | 31.72%-16.6pp |
| Employer contribution / active EE | $2,718 | $2,692+1.0% | $3,660-25.7% | $2,471+10.0% |
| Participant deferral / active EE | $6,403 | $3,282+95.1% | $4,371+46.5% | $3,740+71.2% |
| Admin fee / account holder | $796 | $4,401-81.9% | $5,948-86.6% | $5,306-85.0% |