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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,467 | $65,434+0.1% | $98,483-33.5% | $85,847-23.7% |
| Participation rate | 92.0% | 65.0%+27.0pp | 73.3%+18.7pp | 69.3%+22.7pp |
| Annual return | 9.13% | 21.75%-12.6pp | 1494.38%-1485.3pp | 318.61%-309.5pp |
| Employer contribution / active EE | $2,187 | $2,169+0.9% | $2,961-26.1% | $2,565-14.7% |
| Participant deferral / active EE | $1,273 | $3,168-59.8% | $4,276-70.2% | $3,952-67.8% |
| Admin fee / account holder | $2,305 | $4,595-49.8% | $5,953-61.3% | $6,261-63.2% |