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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,813 | $53,128-0.6% | $86,582-39.0% | $70,126-24.7% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 15.24% | 27.66%-12.4pp | 965.08%-949.8pp | 73.15%-57.9pp |
| Employer contribution / active EE | $2,211 | $2,068+6.9% | $2,839-22.1% | $2,343-5.6% |
| Participant deferral / active EE | $1,146 | $2,695-57.5% | $3,609-68.2% | $3,332-65.6% |
| Admin fee / account holder | $1,948 | $3,584-45.6% | $4,904-60.3% | $4,645-58.1% |