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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,141 | $103,038-36.8% | $90,324-27.9% | $152,909-57.4% |
| Participation rate | 91.3% | 75.9%+15.4pp | 73.3%+18.0pp | 82.5%+8.8pp |
| Annual return | 14.78% | 95.25%-80.5pp | 78.15%-63.4pp | 345.46%-330.7pp |
| Employer contribution / active EE | $1,995 | $3,141-36.5% | $2,856-30.1% | $4,764-58.1% |
| Participant deferral / active EE | $1,240 | $4,282-71.0% | $3,885-68.1% | $5,851-78.8% |
| Admin fee / account holder | $1,057 | $6,177-82.9% | $5,356-80.3% | $11,601-90.9% |