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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,783 | $100,938-37.8% | $90,461-30.6% | $158,982-60.5% |
| Participation rate | 79.2% | 75.0%+4.1pp | 72.7%+6.5pp | 82.0%-2.8pp |
| Annual return | 8.37% | 1727.20%-1718.8pp | 1294.76%-1286.4pp | 302.99%-294.6pp |
| Employer contribution / active EE | $2,017 | $3,691-45.4% | $3,264-38.2% | $4,763-57.6% |
| Participant deferral / active EE | $1,246 | $4,350-71.4% | $3,964-68.6% | $5,983-79.2% |
| Admin fee / account holder | $6,385 | $6,510-1.9% | $5,617+13.7% | $11,252-43.3% |