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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,115 | $85,766-69.6% | $136,298-80.8% | $70,126-62.8% |
| Participation rate | 84.0% | 74.2%+9.8pp | 81.9%+2.1pp | 69.5%+14.5pp |
| Annual return | 12.66% | 31.46%-18.8pp | 5156.27%-5143.6pp | 73.15%-60.5pp |
| Employer contribution / active EE | $3,587 | $2,966+20.9% | $4,696-23.6% | $2,343+53.1% |
| Participant deferral / active EE | $3,111 | $5,051-38.4% | $6,247-50.2% | $3,332-6.6% |
| Admin fee / account holder | $1,481 | $5,421-72.7% | $9,244-84.0% | $4,645-68.1% |