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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,724 | $135,956-84.8% | $123,894-83.3% | $273,972-92.4% |
| Participation rate | 77.3% | 84.1%-6.8pp | 81.4%-4.1pp | 83.0%-5.7pp |
| Annual return | 3.77% | 56.63%-52.9pp | 47.52%-43.8pp | 41.46%-37.7pp |
| Employer contribution / active EE | $614 | $5,170-88.1% | $4,617-86.7% | $4,869-87.4% |
| Participant deferral / active EE | $2,669 | $6,343-57.9% | $5,984-55.4% | $5,287-49.5% |
| Admin fee / account holder | $1,216 | $9,817-87.6% | $8,357-85.5% | $10,133-88.0% |