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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,997 | $105,210-59.1% | $159,487-73.0% | $85,851-49.9% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.8%+13.3pp | 69.3%+26.8pp |
| Annual return | 11.64% | 45.08%-33.4pp | 263.71%-252.1pp | 318.63%-307.0pp |
| Employer contribution / active EE | $744 | $3,319-77.6% | $4,831-84.6% | $2,565-71.0% |
| Participant deferral / active EE | $6,172 | $5,946+3.8% | $7,354-16.1% | $3,952+56.2% |
| Admin fee / account holder | $2,721 | $6,934-60.8% | $10,804-74.8% | $6,261-56.5% |