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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,579 | $89,370-61.3% | $141,197-75.5% | $72,976-52.6% |
| Participation rate | 84.0% | 75.1%+8.9pp | 82.5%+1.5pp | 69.5%+14.5pp |
| Annual return | 16.91% | 111.88%-95.0pp | 71.41%-54.5pp | 81.02%-64.1pp |
| Employer contribution / active EE | $874 | $3,115-71.9% | $4,736-81.5% | $2,440-64.2% |
| Participant deferral / active EE | $3,866 | $5,419-28.7% | $6,710-42.4% | $3,608+7.2% |
| Admin fee / account holder | $478 | $5,957-92.0% | $10,265-95.3% | $5,124-90.7% |