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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,197 | $54,380-5.9% | $68,509-25.3% | $59,633-14.1% |
| Participation rate | 96.2% | 70.2%+26.0pp | 74.7%+21.4pp | 68.7%+27.5pp |
| Annual return | 2.28% | 2.83%-0.6pp | 8.27%-6.0pp | 2041.45%-2039.2pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,941 | $2,643+11.3% | $3,382-13.0% | $3,192-7.8% |
| Admin fee / account holder | $5,074 | $3,885+30.6% | $5,275-3.8% | $4,297+18.1% |