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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,197 | $79,955-19.7% | $98,461-34.8% | $75,173-14.6% |
| Participation rate | 88.5% | 70.4%+18.1pp | 75.2%+13.3pp | 67.2%+21.3pp |
| Annual return | 15.75% | 19.75%-4.0pp | 21.17%-5.4pp | 160.72%-145.0pp |
| Employer contribution / active EE | $192 | $2,264-91.5% | $3,049-93.7% | $2,671-92.8% |
| Participant deferral / active EE | $3,222 | $3,752-14.1% | $4,738-32.0% | $4,126-21.9% |
| Admin fee / account holder | $495 | $6,841-92.8% | $8,961-94.5% | $5,651-91.2% |