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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,830 | $73,009-33.1% | $90,760-46.2% | $68,486-28.7% |
| Participation rate | 82.1% | 70.8%+11.3pp | 75.7%+6.4pp | 67.9%+14.2pp |
| Annual return | -17.11% | -13.81%-3.3pp | -12.16%-5.0pp | -7.85%-9.3pp |
| Employer contribution / active EE | $179 | $2,193-91.9% | $2,922-93.9% | $2,597-93.1% |
| Participant deferral / active EE | $2,770 | $3,626-23.6% | $4,565-39.3% | $4,028-31.2% |
| Admin fee / account holder | $807 | $5,896-86.3% | $8,444-90.4% | $5,404-85.1% |