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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,135 | $61,660-30.0% | $80,022-46.1% | $64,173-32.8% |
| Participation rate | 90.6% | 71.7%+18.9pp | 75.8%+14.8pp | 69.6%+21.1pp |
| Annual return | 0.63% | -0.33%+1.0pp | 11.22%-10.6pp | 7.63%-7.0pp |
| Employer contribution / active EE | $156 | $1,810-91.4% | $2,468-93.7% | $2,381-93.4% |
| Participant deferral / active EE | $2,493 | $2,968-16.0% | $3,686-32.4% | $3,470-28.1% |
| Admin fee / account holder | $17,966 | $5,417+231.6% | $6,521+175.5% | $4,887+267.6% |