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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,209 | $114,073+11.5% | $96,161+32.3% | $167,518-24.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 14.28% | 189.95%-175.7pp | 192.01%-177.7pp | 478.71%-464.4pp |
| Employer contribution / active EE | $8,040 | $3,428+134.5% | $2,798+187.3% | $4,838+66.2% |
| Participant deferral / active EE | $14,942 | $5,195+187.6% | $4,349+243.6% | $6,342+135.6% |
| Admin fee / account holder | $2,457 | $6,899-64.4% | $5,538-55.6% | $12,312-80.0% |