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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,065 | $96,388+49.5% | $80,627+78.7% | $139,466+3.3% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 16.75% | 1352.08%-1335.3pp | 936.76%-920.0pp | 373.66%-356.9pp |
| Employer contribution / active EE | $7,698 | $3,260+136.2% | $2,723+182.8% | $4,754+61.9% |
| Participant deferral / active EE | $14,119 | $5,224+170.2% | $4,443+217.8% | $6,712+110.4% |
| Admin fee / account holder | $4,175 | $6,603-36.8% | $5,381-22.4% | $11,409-63.4% |