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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,277 | $109,411-8.3% | $89,435+12.1% | $158,982-36.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 18.24% | 345.68%-327.4pp | 245.55%-227.3pp | 302.99%-284.8pp |
| Employer contribution / active EE | $8,569 | $3,173+170.1% | $2,587+231.2% | $4,763+79.9% |
| Participant deferral / active EE | $13,971 | $4,600+203.7% | $3,890+259.1% | $5,983+133.5% |
| Admin fee / account holder | $1,158 | $6,159-81.2% | $4,884-76.3% | $11,252-89.7% |