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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,277 | $109,344-8.3% | $89,400+12.2% | $158,950-36.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 18.24% | 345.73%-327.5pp | 245.64%-227.4pp | 302.91%-284.7pp |
| Employer contribution / active EE | $8,569 | $3,170+170.3% | $2,586+231.4% | $4,762+79.9% |
| Participant deferral / active EE | $13,971 | $4,599+203.8% | $3,890+259.1% | $5,983+133.5% |
| Admin fee / account holder | $1,158 | $6,154-81.2% | $4,882-76.3% | $11,248-89.7% |