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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,728 | $93,117+12.5% | $77,096+35.8% | $134,532-22.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -16.77% | 62.67%-79.4pp | 42.35%-59.1pp | 418.27%-435.0pp |
| Employer contribution / active EE | $8,540 | $3,420+149.7% | $2,814+203.4% | $4,741+80.1% |
| Participant deferral / active EE | $14,860 | $5,241+183.5% | $4,429+235.5% | $6,401+132.2% |
| Admin fee / account holder | $5,528 | $6,948-20.4% | $5,428+1.8% | $11,429-51.6% |