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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,491 | $48,314+41.8% | $67,561+1.4% | $80,925-15.4% |
| Participation rate | 90.3% | 66.4%+23.9pp | 72.9%+17.4pp | 67.7%+22.7pp |
| Annual return | 18.22% | 18.28%-0.1pp | 3525.44%-3507.2pp | 35.65%-17.4pp |
| Employer contribution / active EE | $4,027 | $2,022+99.2% | $2,735+47.2% | $2,756+46.1% |
| Participant deferral / active EE | $8,078 | $2,927+176.0% | $4,003+101.8% | $4,299+87.9% |
| Admin fee / account holder | $3,005 | $3,690-18.5% | $4,006-25.0% | $6,940-56.7% |