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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,491 | $48,337+41.7% | $67,560+1.4% | $80,959-15.4% |
| Participation rate | 90.3% | 66.4%+23.9pp | 72.9%+17.4pp | 67.7%+22.7pp |
| Annual return | 18.22% | 18.26%0pp | 3533.50%-3515.3pp | 35.67%-17.4pp |
| Employer contribution / active EE | $4,027 | $2,023+99.1% | $2,737+47.1% | $2,757+46.0% |
| Participant deferral / active EE | $8,078 | $2,928+175.9% | $4,004+101.7% | $4,300+87.8% |
| Admin fee / account holder | $3,005 | $3,695-18.7% | $3,994-24.8% | $6,925-56.6% |