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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,144 | $77,416-58.5% | $69,464-53.7% | $152,897-79.0% |
| Participation rate | 81.0% | 78.1%+2.9pp | 74.6%+6.3pp | 82.5%-1.5pp |
| Annual return | 24.61% | 39.08%-14.5pp | 28.98%-4.4pp | 345.43%-320.8pp |
| Employer contribution / active EE | $2,520 | $3,315-24.0% | $2,779-9.3% | $4,764-47.1% |
| Participant deferral / active EE | $5,485 | $4,413+24.3% | $3,536+55.1% | $5,851-6.3% |
| Admin fee / account holder | $1,150 | $6,208-81.5% | $3,840-70.1% | $11,599-90.1% |