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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,115 | $56,894+18.0% | $84,753-20.8% | $62,881+6.7% |
| Participation rate | 79.1% | 68.5%+10.5pp | 76.6%+2.5pp | 69.3%+9.8pp |
| Annual return | 8.76% | 6.30%+2.5pp | 22.78%-14.0pp | 20.14%-11.4pp |
| Employer contribution / active EE | $8,572 | $2,400+257.2% | $3,574+139.8% | $2,281+275.8% |
| Participant deferral / active EE | $7,219 | $2,709+166.5% | $3,712+94.5% | $3,203+125.4% |
| Admin fee / account holder | $3,163 | $3,581-11.7% | $5,333-40.7% | $4,296-26.4% |