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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,216 | $72,273-0.1% | $101,275-28.7% | $79,856-9.6% |
| Participation rate | 89.5% | 68.5%+21.0pp | 75.8%+13.7pp | 69.6%+19.8pp |
| Annual return | 16.93% | 22.30%-5.4pp | 46.48%-29.6pp | 31.71%-14.8pp |
| Employer contribution / active EE | $6,509 | $2,691+141.9% | $3,660+77.8% | $2,471+163.4% |
| Participant deferral / active EE | $6,028 | $3,282+83.7% | $4,371+37.9% | $3,741+61.2% |
| Admin fee / account holder | $3,161 | $4,401-28.2% | $5,948-46.9% | $5,306-40.4% |