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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,866 | $57,352-0.8% | $83,831-32.2% | $64,173-11.4% |
| Participation rate | 82.7% | 68.6%+14.1pp | 76.1%+6.5pp | 69.6%+13.1pp |
| Annual return | -5.00% | 11.38%-16.4pp | 850.99%-856.0pp | 7.63%-12.6pp |
| Employer contribution / active EE | $5,598 | $2,546+119.9% | $3,631+54.2% | $2,381+135.1% |
| Participant deferral / active EE | $5,595 | $2,993+86.9% | $4,082+37.1% | $3,470+61.3% |
| Admin fee / account holder | $5,562 | $4,046+37.5% | $5,479+1.5% | $4,887+13.8% |