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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,416 | $52,678+20.4% | $75,784-16.3% | $59,633+6.3% |
| Participation rate | 77.8% | 67.2%+10.6pp | 75.8%+2.0pp | 68.7%+9.1pp |
| Annual return | 2.68% | 2.95%-0.3pp | 9.68%-7.0pp | 2041.45%-2038.8pp |
| Employer contribution / active EE | $8,544 | $2,193+289.5% | $3,323+157.1% | $2,203+287.9% |
| Participant deferral / active EE | $6,599 | $2,591+154.7% | $3,652+80.7% | $3,192+106.8% |
| Admin fee / account holder | $524 | $3,610-85.5% | $5,300-90.1% | $4,297-87.8% |