Retirement plan

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Name: STEAMFITTERS LOCAL 439 - STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST (2020) Form 5500
Creator: STEAMFITTERS LOCAL 439
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST, STEAMFITTERS LOCAL 439

STEAMFITTERS LOCAL 439EIN 37-1186815Plan #002PY 2020

1220 DONALD BAILEY DR - CASEYVILLE, IL 622322086618-624-6096LinkedIn1-10 employeesoil & energy

Other plans on this EIN

1 filing

#001Retirement-$43.4M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$32.1M

+14.6% from 2019

Total participants

169

-2.3% from 2019

Average account balance

$189,803

+17.3% from 2019

Annual return

17.78%

-2.20 pp from 2019

Benchmarks

See 2,939 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,939 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$41.84M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$221K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

189

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.58M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$452

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
EKON ADVISORS5 years Service code 27 · EIN 47-4491266 4940 WASHINGTON BLVD · ST. LOUIS, MO 63108	Advisory (Plan)	$47,068
EKON BENEFITS6+ years Service code 15 4940 WASHINGTON BLVD. · ST. LOUIS, MO 63108	Recordkeeping	$29,763
ANDERS MINKLER HUBER & HELM LLP3 years Service code 10 · EIN 43-0831507 800 MARKET STREET · ST. LOUIS, MO 63101	Accounting	$12,066
HAMMOND AND SHINNERS, P.C.6+ years Service code 29 · EIN 43-1429257 7730 CARONDELET AVE. · ST. LOUIS, MO 63105	Legal	$6,477

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$71K

$643 / participant

Investment mgmt$39K55.8%
Contract admin$13K18.0%
Other / not subdivided$19K26.2%

% of EOY assets

0.220%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ANDERS MINKLER HUBER & HELM LLP
Auditor EIN: 430831507
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$189,803

$69,383+173.6%

$101,271+87.4%

$73,493+158.3%

Participation rate

100.0%

68.4%+31.6pp

75.8%+24.2pp

70.7%+29.3pp

Annual return

17.78%

18.46%-0.7pp

46.48%-28.7pp

28.51%-10.7pp

Employer contribution / active EE

$8,748

$2,628+232.8%

$3,660+139.0%

$2,270+285.4%

Participant deferral / active EE

$2,814

$3,301-14.8%

$4,371-35.6%

$3,740-24.8%

Admin fee / account holder

$418

$704-40.6%

$5,948-93.0%

$513-18.5%

Provider

Service type

Compensation

EKON ADVISORS5 years

Service code 27 · EIN 47-4491266

4940 WASHINGTON BLVD · ST. LOUIS, MO 63108

Advisory (Plan)

$47,068

EKON BENEFITS6+ years

Service code 15

4940 WASHINGTON BLVD. · ST. LOUIS, MO 63108

Recordkeeping

$29,763

ANDERS MINKLER HUBER & HELM LLP3 years

Service code 10 · EIN 43-0831507

800 MARKET STREET · ST. LOUIS, MO 63101

Accounting

$12,066

HAMMOND AND SHINNERS, P.C.6+ years

Service code 29 · EIN 43-1429257

7730 CARONDELET AVE. · ST. LOUIS, MO 63105

Legal

$6,477

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion