Retirement plan

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Name: STEAMFITTERS LOCAL 439 - STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST (2017) Form 5500
Creator: STEAMFITTERS LOCAL 439
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST, STEAMFITTERS LOCAL 439

STEAMFITTERS LOCAL 439EIN 37-1186815Plan #002PY 2017

1220 DONALD BAILEY DR - CASEYVILLE, IL 622322086618-624-6096LinkedIn1-10 employeesoil & energy

Other plans on this EIN

1 filing

#001Retirement-$35.3M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$24.1M

+17.0% from 2016

Total participants

174

-0.6% from 2016

Average account balance

$138,782

+17.6% from 2016

Annual return

15.95%

+7.79 pp from 2016

Benchmarks

See 2,582 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,582 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$41.84M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$221K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

189

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.58M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$452

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
EKON BENEFITS3+ years Service code 15 4940 WASHINGTON BLVD. · ST. LOUIS, MO 63108	Recordkeeping	$90,967
EKON ADVISORS2 years Service code 27 · EIN 47-4491266 4940 WASHINGTON BLVD · ST. LOUIS, MO 63108	Advisory (Plan)	$31,586
MENGWASSER MARTIN LALL & CLARK3+ years Service code 10 · EIN 43-1564913 12647 OLIVE BLVD · ST. LOUIS, MO 63141	Accounting	$6,125
HAMMOND AND SHINNERS, P.C.3+ years Service code 29 · EIN 43-1429257 7730 CARONDELET AVE. · ST. LOUIS, MO 63105	Legal	$3,930

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$54K

$415 / participant

Investment mgmt$32K59.0%
Other / not subdivided$22K41.0%

% of EOY assets

0.222%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ANDERS MINKLER HUBER & HELM LLP
Auditor EIN: 430831507
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$138,782

$58,726+136.3%

$92,240+50.5%

$62,293+122.8%

Participation rate

100.0%

68.3%+31.7pp

76.5%+23.5pp

69.5%+30.5pp

Annual return

15.95%

43.62%-27.7pp

176.29%-160.3pp

28.90%-13.0pp

Employer contribution / active EE

$5,727

$2,392+139.4%

$3,680+55.6%

$2,042+180.4%

Participant deferral / active EE

$2,246

$2,766-18.8%

$3,897-42.4%

$3,169-29.1%

Admin fee / account holder

$308

$556-44.7%

$5,194-94.1%

$479-35.8%

Provider

Service type

Compensation

EKON BENEFITS3+ years

Service code 15

4940 WASHINGTON BLVD. · ST. LOUIS, MO 63108

Recordkeeping

$90,967

EKON ADVISORS2 years

Service code 27 · EIN 47-4491266

4940 WASHINGTON BLVD · ST. LOUIS, MO 63108

Advisory (Plan)

$31,586

MENGWASSER MARTIN LALL & CLARK3+ years

Service code 10 · EIN 43-1564913

12647 OLIVE BLVD · ST. LOUIS, MO 63141

Accounting

$6,125

HAMMOND AND SHINNERS, P.C.3+ years

Service code 29 · EIN 43-1429257

7730 CARONDELET AVE. · ST. LOUIS, MO 63105

Legal

$3,930

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion