Retirement plan

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Name: STEAMFITTERS LOCAL 439 - STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST (2018) Form 5500
Creator: STEAMFITTERS LOCAL 439
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST, STEAMFITTERS LOCAL 439

STEAMFITTERS LOCAL 439EIN 37-1186815Plan #002PY 2018

1220 DONALD BAILEY DR - CASEYVILLE, IL 622322086618-624-6096LinkedIn1-10 employeesoil & energy

Other plans on this EIN

1 filing

#001Retirement-$33.1M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$23.5M

-2.8% from 2017

Total participants

164

-5.7% from 2017

Average account balance

$143,098

+3.1% from 2017

Annual return

-4.08%

-20.02 pp from 2017

Benchmarks

See 2,759 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,759 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$41.84M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$221K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

189

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.58M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$452

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
EKON ADVISORS3 years Service code 27 · EIN 47-4491266 4940 WASHINGTON BLVD · ST. LOUIS, MO 63108	Advisory (Plan)	$34,136
EKON BENEFITS4+ years Service code 15 4940 WASHINGTON BLVD. · ST. LOUIS, MO 63108	Recordkeeping	$26,576
ANDERS MINKLER HUBER & HELM LLP1 year Service code 10 · EIN 43-0831507 800 MARKET STREET · ST. LOUIS, MO 63101	Accounting	$7,250
HAMMOND AND SHINNERS, P.C.4+ years Service code 29 · EIN 43-1429257 7730 CARONDELET AVE. · ST. LOUIS, MO 63105	Legal	$2,177

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$51K

$469 / participant

Investment mgmt$35K68.1%
Contract admin$7K13.5%
Other / not subdivided$9K18.4%

% of EOY assets

0.218%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ANDERS MINKLER HUBER & HELM LLP
Auditor EIN: 430831507
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$143,098

$55,449+158.1%

$83,830+70.7%

$56,287+154.2%

Participation rate

100.0%

68.0%+32.0pp

76.1%+23.9pp

69.9%+30.1pp

Annual return

-4.08%

-1.38%-2.7pp

850.97%-855.1pp

-9.96%+5.9pp

Employer contribution / active EE

$8,878

$2,430+265.3%

$3,631+144.5%

$2,111+320.6%

Participant deferral / active EE

$3,278

$2,935+11.7%

$4,082-19.7%

$3,350-2.1%

Admin fee / account holder

$312

$656-52.4%

$5,479-94.3%

$521-40.1%

Provider

Service type

Compensation

EKON ADVISORS3 years

Service code 27 · EIN 47-4491266

4940 WASHINGTON BLVD · ST. LOUIS, MO 63108

Advisory (Plan)

$34,136

EKON BENEFITS4+ years

Service code 15

4940 WASHINGTON BLVD. · ST. LOUIS, MO 63108

Recordkeeping

$26,576

ANDERS MINKLER HUBER & HELM LLP1 year

Service code 10 · EIN 43-0831507

800 MARKET STREET · ST. LOUIS, MO 63101

Accounting

$7,250

HAMMOND AND SHINNERS, P.C.4+ years

Service code 29 · EIN 43-1429257

7730 CARONDELET AVE. · ST. LOUIS, MO 63105

Legal

$2,177

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion