Retirement plan

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Name: STEAMFITTERS LOCAL 439 - STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST (2015) Form 5500
Creator: STEAMFITTERS LOCAL 439
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST, STEAMFITTERS LOCAL 439

STEAMFITTERS LOCAL 439EIN 37-1186815Plan #002PY 2015

1220 DONALD BAILEY DR - CASEYVILLE, IL 622322086618-624-6096LinkedIn1-10 employeesoil & energy

Other plans on this EIN

1 filing

#001Retirement-$30.3M assets

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$18.8M

No prior year

Total participants

184

No prior year

Average account balance

$102,349

No prior year

Annual return

0.14%

No prior year

Benchmarks

See 1,997 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort1,997 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$41.84M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$221K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

189

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.58M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$452

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
HAMMOND AND SHINNERS, P.C.1+ years Service code 29 · EIN 43-1429257 7730 CARONDELET AVE. · ST. LOUIS, MO 63105	Legal	$6,077
MENGWASSER MARTIN LALL & CLARK1+ years Service code 10 · EIN 43-1564913 12647 OLIVE BLVD · ST. LOUIS, MO 63141	Accounting	$5,995
EKON BENEFITS1+ years Service code 15 4940 WASHINGTON BLVD. · ST. LOUIS, MO 63108	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$29K

$211 / participant

Other / not subdivided$29K100.0%

% of EOY assets

0.154%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MENGWASSER, MARTIN, LALL & CLARK PC
Auditor EIN: 431564913
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$102,349

$50,464+102.8%

$75,784+35.1%

$52,331+95.6%

Participation rate

100.0%

66.8%+33.2pp

75.8%+24.2pp

68.1%+31.9pp

Annual return

0.14%

1.03%-0.9pp

9.68%-9.5pp

4.54%-4.4pp

Employer contribution / active EE

$6,189

$1,988+211.2%

$3,323+86.2%

$1,882+228.9%

Participant deferral / active EE

$1,953

$2,570-24.0%

$3,652-46.5%

$3,022-35.4%

Admin fee / account holder

$157

$1,103-85.7%

$5,300-97.0%

$592-73.4%

Provider

Service type

Compensation

HAMMOND AND SHINNERS, P.C.1+ years

Service code 29 · EIN 43-1429257

7730 CARONDELET AVE. · ST. LOUIS, MO 63105

Legal

$6,077

MENGWASSER MARTIN LALL & CLARK1+ years

Service code 10 · EIN 43-1564913

12647 OLIVE BLVD · ST. LOUIS, MO 63141

Accounting

$5,995

EKON BENEFITS1+ years

Service code 15

4940 WASHINGTON BLVD. · ST. LOUIS, MO 63108

Recordkeeping

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STEAMFITTERS LOCAL 439 SUPPLEMENTAL RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion