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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,651 | $52,519-81.6% | $155,789-93.8% | $59,633-83.8% |
| Participation rate | 100.0% | 61.7%+38.3pp | 76.1%+23.9pp | 68.7%+31.3pp |
| Annual return | -2.95% | 53.51%-56.5pp | 71.54%-74.5pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $3,213 | $1,589+102.2% | $3,839-16.3% | $2,203+45.9% |
| Participant deferral / active EE | $2,151 | $3,084-30.3% | $4,798-55.2% | $3,192-32.6% |
| Admin fee / account holder | $1,953 | $3,540-44.8% | $7,477-73.9% | $4,297-54.5% |