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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,856 | $56,054-78.8% | $171,082-93.1% | $62,881-81.1% |
| Participation rate | 100.0% | 62.9%+37.1pp | 76.7%+23.3pp | 69.3%+30.7pp |
| Annual return | 5.86% | 22.52%-16.7pp | 32.56%-26.7pp | 20.14%-14.3pp |
| Employer contribution / active EE | $3,648 | $1,731+110.7% | $4,002-8.8% | $2,281+59.9% |
| Participant deferral / active EE | $2,752 | $3,158-12.9% | $4,797-42.6% | $3,203-14.1% |
| Admin fee / account holder | $1,559 | $3,647-57.2% | $8,520-81.7% | $4,296-63.7% |