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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,166 | $226,090-92.4% | $182,531-90.6% | $152,885-88.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 21.25% | 192.57%-171.3pp | 148.57%-127.3pp | 345.39%-324.1pp |
| Employer contribution / active EE | $3,974 | $4,978-20.2% | $4,075-2.5% | $4,763-16.6% |
| Participant deferral / active EE | $2,557 | $6,369-59.8% | $5,525-53.7% | $5,851-56.3% |
| Admin fee / account holder | $2,187 | $10,705-79.6% | $8,593-74.5% | $11,598-81.1% |