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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,971 | $211,946-93.9% | $169,452-92.3% | $135,379-90.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -6.65% | 3.26%-9.9pp | 1.83%-8.5pp | 519.79%-526.4pp |
| Employer contribution / active EE | $1,993 | $5,117-61.1% | $4,157-52.1% | $4,779-58.3% |
| Participant deferral / active EE | $3,083 | $6,075-49.3% | $5,277-41.6% | $5,609-45.0% |
| Admin fee / account holder | $3,919 | $11,472-65.8% | $9,110-57.0% | $10,828-63.8% |