See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
GUARDIAN WEALTH MANAGEMENT, INC10+ years Service code 27 · EIN 37-1388388 | Advisory (Plan) | $63,741 |
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $51,998 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,873 | $54,193+64.0% | $93,606-5.1% | $77,643+14.5% |
| Participation rate | 75.8% | 63.9%+11.9pp | 68.7%+7.1pp | 70.6%+5.2pp |
| Annual return | 9.78% | 30.54%-20.8pp | 133.20%-123.4pp | 31.24%-21.5pp |
| Employer contribution / active EE | $597 | $1,168-48.9% | $2,420-75.3% | $2,726-78.1% |
| Participant deferral / active EE | $4,862 | $3,144+54.6% | $4,411+10.2% | $4,647+4.6% |
| Admin fee / account holder | $408 | $576-29.2% | $8,285-95.1% | $430-5.3% |