See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $65,936 |
GUARDIAN WEALTH MANAGEMENT, INC6+ years Service code 27 · EIN 37-1388388 | Advisory (Plan) | $55,970 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,756 | $64,286+35.0% | $90,951-4.6% | $73,409+18.2% |
| Participation rate | 77.7% | 63.6%+14.1pp | 69.0%+8.7pp | 72.2%+5.5pp |
| Annual return | 7.12% | 21.45%-14.3pp | 134.60%-127.5pp | 59.29%-52.2pp |
| Employer contribution / active EE | $471 | $895-47.3% | $2,122-77.8% | $2,234-78.9% |
| Participant deferral / active EE | $4,032 | $2,453+64.4% | $3,373+19.5% | $3,805+5.9% |
| Admin fee / account holder | $423 | $287+47.4% | $5,959-92.9% | $158+168.1% |