See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $67,221 |
GUARDIAN WEALTH MANAGEMENT, INC5+ years Service code 27 · EIN 37-1388388 | Advisory (Plan) | $55,006 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,689 | $40,174+103.3% | $84,015-2.8% | $67,579+20.9% |
| Participation rate | 76.2% | 62.7%+13.5pp | 69.0%+7.2pp | 71.3%+4.9pp |
| Annual return | 18.04% | 25.82%-7.8pp | 71.31%-53.3pp | 378.56%-360.5pp |
| Employer contribution / active EE | $481 | $808-40.4% | $1,983-75.7% | $2,148-77.6% |
| Participant deferral / active EE | $3,860 | $2,301+67.7% | $3,239+19.2% | $3,539+9.1% |
| Admin fee / account holder | $412 | $128+220.7% | $6,101-93.3% | $142+189.2% |