See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $68,728 |
GUARDIAN WEALTH MANAGEMENT, INC8+ years Service code 27 · EIN 37-1388388 | Advisory (Plan) | $61,258 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,727 | $42,353+95.3% | $79,550+4.0% | $64,808+27.6% |
| Participation rate | 78.3% | 64.8%+13.6pp | 69.5%+8.8pp | 71.5%+6.9pp |
| Annual return | -14.41% | -12.24%-2.2pp | 0.16%-14.6pp | 32.82%-47.2pp |
| Employer contribution / active EE | $629 | $1,181-46.7% | $2,413-73.9% | $2,506-74.9% |
| Participant deferral / active EE | $5,000 | $3,170+57.7% | $3,985+25.5% | $4,310+16.0% |
| Admin fee / account holder | $455 | $160+184.8% | $6,832-93.3% | $188+142.0% |