See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
GUARDIAN WEALTH MANAGEMENT, INC9+ years Service code 27 · EIN 37-1388388 | Advisory (Plan) | $60,529 |
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $51,679 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,965 | $53,165+71.1% | $86,188+5.5% | $74,419+22.2% |
| Participation rate | 76.9% | 64.9%+12.1pp | 69.0%+8.0pp | 70.7%+6.2pp |
| Annual return | 12.68% | 22.64%-10.0pp | 1168.45%-1155.8pp | 34.38%-21.7pp |
| Employer contribution / active EE | $636 | $1,210-47.4% | $2,380-73.3% | $2,637-75.9% |
| Participant deferral / active EE | $4,925 | $3,234+52.3% | $3,985+23.6% | $4,528+8.8% |
| Admin fee / account holder | $383 | $551-30.6% | $6,852-94.4% | $348+10.1% |