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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,400 | $125,190+24.1% | $105,624+47.1% | $145,897+6.5% |
| Participation rate | 91.7% | 77.6%+14.0pp | 75.3%+16.4pp | 80.3%+11.4pp |
| Annual return | 18.90% | 225.22%-206.3pp | 116.20%-97.3pp | 552.29%-533.4pp |
| Employer contribution / active EE | $9,634 | $3,720+158.9% | $3,168+204.1% | $4,663+106.6% |
| Participant deferral / active EE | $10,287 | $5,716+80.0% | $5,013+105.2% | $6,689+53.8% |
| Admin fee / account holder | $2,495 | $17,138-85.4% | $10,961-77.2% | $13,390-81.4% |