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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,489 | $132,634+61.7% | $115,768+85.3% | $137,256+56.3% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.4%+14.5pp | 80.0%+8.9pp |
| Annual return | 17.31% | 160.70%-143.4pp | 100.46%-83.1pp | 220.34%-203.0pp |
| Employer contribution / active EE | $12,887 | $3,360+283.6% | $2,940+338.4% | $4,156+210.1% |
| Participant deferral / active EE | $14,232 | $5,619+153.3% | $4,917+189.5% | $6,407+122.1% |
| Admin fee / account holder | $8,095 | $15,028-46.1% | $12,439-34.9% | $12,270-34.0% |