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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,489 | $139,948+53.3% | $121,663+76.3% | $154,746+38.6% |
| Participation rate | 88.9% | 78.0%+10.9pp | 74.5%+14.4pp | 80.7%+8.2pp |
| Annual return | 17.31% | 230.52%-213.2pp | 147.54%-130.2pp | 172.34%-155.0pp |
| Employer contribution / active EE | $12,887 | $3,521+266.0% | $3,020+326.7% | $4,379+194.3% |
| Participant deferral / active EE | $14,232 | $5,629+152.8% | $4,887+191.2% | $6,730+111.5% |
| Admin fee / account holder | $8,095 | $17,321-53.3% | $14,289-43.3% | $14,365-43.6% |