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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,653 | $105,861-11.5% | $90,756+3.2% | $134,509-30.4% |
| Participation rate | 90.9% | 78.2%+12.7pp | 75.7%+15.2pp | 81.2%+9.7pp |
| Annual return | -22.17% | -10.99%-11.2pp | -12.16%-10.0pp | 418.13%-440.3pp |
| Employer contribution / active EE | $9,345 | $3,463+169.8% | $2,922+219.8% | $4,741+97.1% |
| Participant deferral / active EE | $8,602 | $5,217+64.9% | $4,565+88.4% | $6,400+34.4% |
| Admin fee / account holder | $8,835 | $13,938-36.6% | $8,445+4.6% | $11,427-22.7% |